Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


Verified December 06, 2025

Great company

Great company! Life saver when a pet goes through a medical emergency. Very quick on reimbursement and honors the contract. Highly recommended because you never know what is going to happen!

Insurer: Healthy Paws

By: Natalie Baldwin

December 06, 2025

Note of heartfelt thanks

I wanted to send a note of heartfelt thanks as a longtime Fetch policyholder for my dog. Every time we faced a medical situation, Fetch consistently covered everything according to the policy. My dog underwent multiple surgeries and radiation treatments, and most recently, we lost her to liver cancer. During such a difficult time of grief and loss, having our final claim approved was a tremendous relief. I recommend Fetch to all of my friends and am truly grateful for the support you provided throughout this journey.

Insurer: Fetch

By: Jennifer F

Verified December 05, 2025

Better than any other options

I have used other insurances in the past and MetLife has been the best option so far. Every customer service person I’ve spoken to is helpful and kind. And yes, MetLife actually does reimburse you for what they say. Where as other insurances I have used make it VERY difficult.

Insurer: MetLife

By: Lila W.

December 05, 2025

Worst experience ever

Such a scam. Paid annual premiums and they won’t cover anything illness or injury related, even when our dog’s illness is explicitly stated in our policy document as a covered incident. It’s right there in the fine print! Incredibly disappointed. Do NOT sign up.

Insurer: MetLife

By: A

Useful
Verified December 05, 2025

Wonderful

Wonderful! Prompt resolution of my claims. :) Very happy with Spot for my kitties.

Insurer: Spot

By: Heather Orozco

Verified December 05, 2025

Filed my first claim with MetLife and…

Filed my first claim with MetLife and they were quick to approve and send the check.

Insurer: MetLife

By: Wrigleymom

Verified December 05, 2025

Claims are so easy to file on the app…

Claims are so easy to file on the app and turn around time is amazing!

Insurer: MetLife

By: Ernie's Mom

Verified December 05, 2025

Always friendly

Always friendly, always gets claims done in a timely manner.

Insurer: MetLife

By: BETH

Verified December 05, 2025

Unhappy claim handling

To much back and forth to get a simple claim paid in a timely manner. Question after question. Needed proof that I canceled a previous policy from a different carrier. Why should that even matter. I had also recieved a note about pre existing condition. After 4 messages back and getting the proof of the canceled policy it finally went through. I can say that everyone I spoke with was nice and I was not which is not like me but I was ready to cancel and try another company but hopefully things will now go smoother.

Insurer: Embrace

By: Fred Howard

Verified December 05, 2025

Claims Process is Straightforward

The process of submitting claims is very easy and straightforward. The follow-on communications are timely. Overall, the decision to select MetLife Pet insurance has been a good one.

Insurer: MetLife

By: csdrbrg

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