Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


March 06, 2026

I have been with trupanion for almost 5…

I have been with trupanion for almost 5 years and since last two years added my second cat to it. Touchwood I have never needed them. Every year they have increased the fee which I was fine with till I thought they would actually cover the cost when I actually need them but guess what? Today is that unfortunate day- The cost of the treatment is slightly above 1k and you know what they covered??? 184.94. As soon as I walk out of the ER today - m canceling my insurance.

Insurer: Trupanion Canada

By: parika rajput

Verified March 06, 2026

Spot Pet Insurance has been a lifesaver!

Spot Pet Insurance has been a lifesaver. I've never carried pet insurance before ... but this time I did and when my puppy got sick they were great to work with. Easy to use website for claims submissions and easy to work with their customer service team should a phone call be needed. I look forward to our continued relationship. Thank you Spot!

Insurer: Spot

By: Tom & Cookie

March 06, 2026

Great pet insurance company

Great pet insurance company! The claim submission process is smooth and most reimbursements arrive within just a few days.

Insurer: Healthy Paws

By: Mark Wallace

Verified March 06, 2026

Very easy to make a claim

Very easy to make a claim. The company responds very quickly

Insurer: Fetch

By: Dra MJB

March 06, 2026

I am extremely disappointed with Spot Pet Insurance. I purchased coverage for my puppy believing they would help if something went wrong, but every claim I submitted was denied. My puppy was not diag

I am extremely disappointed with Spot Pet Insurance. I purchased coverage for my puppy believing they would help if something went wrong, but every claim I submitted was denied. My puppy was not diagnosed with any condition until after I had already purchased and paid for the policy, and I provided full veterinary records proving there were no prior issues. Despite that, they still refused every claim. In my experience, Spot offered no support when it was needed. I would not recommend this company and suggest pet owners look into other options for their fur babies.

Insurer: Spot

By: Chris

Verified March 06, 2026

Fast processing time with direct…

Fast processing time with direct deposit! Excellent!

Insurer: MetLife

By: Linda Clark

Verified March 06, 2026

Very Expediant Turn Around

Received my refund in a very expeditious time frame. No problems. It went directly to my checking account via direct deposit. All I have to do is take my cats to the vet, pay for services received, send the bill to claim department and receive my refund a couple of days later.

Insurer: MetLife

By: Kevin

Verified March 06, 2026

Claim submission is so easy!

Claim submission is so easy and the response time is quick. Highly recommend!

Insurer: Spot

By: Cindy

Verified March 06, 2026

Excellent coverage and turn around on…

Excellent coverage and turn around on payments. Multiple options to receive payments.

Insurer: Pumpkin

By: Andrew

Verified March 06, 2026

This is my first time having insurance…

This is my first time having insurance for our dog. I was happy with the turnaround time of the reimbursement and the amount that was covered.

Insurer: Fetch

By: Kimberly

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