Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


December 26, 2025

Disappointed Once they review the invoice correctly…

Once they review the invoice correctly they pay quickly. I have called twice and resubmitted at least the same amount to get my dogs annual exam and vaccinations paid. I subscribe for the wellness package also. They finally have corrected one but I have not heard anything on the second dog. The annual visit was October, I submitted immediately and am still trying to get this straight.

Insurer: Pets Best

By: Mollie

December 26, 2025

Losing Confidence in ASPCA insurance

After submitting a previous claim for our dog, when there was a rapid settlement, we are having a devil of a time getting re-imbursed for a relatively small claim for the removal of a large benign lump. ASPCA rep told me that the insurance needed a complete set of medical records associated with the claim. These records were submitted by our veterinarian at the time of treatment and also TWICE by us. Still, after 6 months zero re-imbursement. But no joy, so can’t recommend

Insurer: ASPCA

By: Andrew Flanders

Verified December 26, 2025

Prompt consideration and payment

Prompt consideration and payment

Insurer: Fetch

By: Raymond Bower

Verified December 26, 2025

Quick review and refund!

Quick review and refund!

Insurer: MetLife

By: customer

Verified December 26, 2025

The instructions for filing a claim…

The instructions for filing a claim were very clear and easy to follow. The response times on the claim and on getting the check were good.

Insurer: Spot

By: Susan Farber

Verified December 26, 2025

Hassle free and Fast

They reviewed and paid 2 very expensive claims within a week. No hassle, I did it all online with absolutely zero issues. My dog had to have her front leg amputated because of cancer, I am so grateful for how easy this process was.

Insurer: Spot

By: Jamie Popp

Verified December 26, 2025

Easy experience

Easy experience. Quick reimbursement!

Insurer: MetLife

By: customer

December 26, 2025

I sent claims in in the beginning they…

I sent claims in in the beginning they were great now my dog is maybe five years in and the claims are not being paid no explanation they’re saying it’s an existing condition which it wasn’t. The dog hurt his leg. It was not in an existing condition. they raised my rates because they said I made too many claims and I haven’t put a claim in in over two years and good luck trying to get somebody to call you back.

Insurer: Pets Best

By: Diane D'Elia

Verified December 26, 2025

Prompt payment

Prompt payment. Excellent online processing. Everything a quality insurance company should be.

Insurer: Pumpkin

By: Toby

Verified December 26, 2025

MetLife Insurance for Pets

MetLife Insurance provides comfort in case of pet health emergencies. The app is easy to use and claims are easy to process. Documents are easy to upload and reimbursements can be auto deposited.

Insurer: MetLife

By: Victoria

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