Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 01, 2026

Never any problems

Never any problems. Great coverage. A easy to request a reimbursement and quick turnaround time reviewing your claims. I would recommend to anyone who has cats or dogs.

Insurer: Pumpkin

By: Anna L

Verified March 01, 2026

Clarifications on wellness

I reviewed the wellness coverage and chose the higher level primarily for dental coverage. The wellness has no deductible

Insurer: Nationwide

By: Michael Friedman

Verified March 01, 2026

Excellent turnover time between claim…

Excellent turnover time between claim submission and payback. Easy claims process too. I highly recommend this pet insurance.

Insurer: MetLife

By: ELMER E JONES

Verified March 01, 2026

Great service

Great service, fast claim response

Insurer: Spot

By: KATHERINE ROBINSON

Verified February 28, 2026

Clam paid fast

I cannot get over how quickly they paid my claim. Less than a week to make a decision! When you already have to deal with the trauma of an emergency admit, knowing you have reliable instance just alleviates some of that stress.

Insurer: Spot

By: Jessica C.

Verified February 28, 2026

Spot makes filing claims simple and…

Spot makes filing claims simple and they respond quickly!

Insurer: Spot

By: Liz J

Verified February 28, 2026

They went above and beyond …

They went above and beyond to assist me with my claim.

Insurer: MetLife

By: customer

Verified February 28, 2026

Perfect experience

Perfect experience, easy and fair! 👍👌

Insurer: Spot

By: Maria Mendez

Verified February 28, 2026

The absolute best!

Seamless claims experience and excellent coverage. Will never use anyone else!

Insurer: MetLife

By: Ashley

February 28, 2026

I’ve been with Embrace for 6 yrs

I’ve been with Embrace for 6 yrs. Easy and fast reimbursement. Will recommend to my family and friends.

Insurer: Embrace

By: Rowena Sabalones

Compare top pet insurance providers plans.