Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


December 27, 2025

Usually more prompt in claim ptocessing

Pets Best must be undergoing end of the year/holiday issues interfering with usual promptness of claim handling. Last 2 claims taking weeks longer than usual prompt and efficient process. Over all, still a trusted carrier and much appreciated

Useful
December 27, 2025

Claim covered emergency visit

We had a surprise emergency when we were out of town and our dog had a seizure. We had to find a new vet (they were great Narrowsburg Veterinary) and spend a lot of money on the urgent care visit. We filed the medical claim that day and within a couple of weeks Pets best covered most of the visit which is a huge relief.

Insurer: Pets Best

Veterinarian: Narrowsburg Veterinary

By: Jessie

Useful
December 27, 2025

First Claim

Just switched to Pets Best. First claim for wellness visit to vet was easy to file, was processed quickly, and covered exactly what was promised. Very happy with Pets Best.

Insurer: Pets Best

Veterinarian: Barnside Veterinary Hospital

By: Steven

Useful
December 27, 2025

Slow to process then quick to deny

Slow processing time and then your claims are denied for preexisting without them taking the time to throughly understand the care received. Don’t waste your money! There are better options for quick claims processing and payouts.

Insurer: Pets Best

By: Christi

Useful
Verified December 27, 2025

Fast & accurate

Fast & accurate

Insurer: MetLife

By: customer

Verified December 27, 2025

No issues

No issues, and the reimbursement are timely, I love the 24 hr vet assistance

Insurer: MetLife

By: customer

Verified December 27, 2025

Wrongfully denied claims

The claim was for nextguard plus. I buy it annually and never have an issue.. this year my bc Aim was denied multiple times stating I needed to submit and invoice. Each time I submitted and invoice. Then I would call and get confirmation what I submitted was exact what was needed !and what was exactly what I sent in past years. A full invoice with my information, my vet information, medication, h dog name and proof of payment. After multiple calls and submissions it was finally approved and nobody can explain what the issue was.

Insurer: MetLife

By: customer

Verified December 27, 2025

Costs rise exponentially

We have generally had a good experience with Trupanion- they don’t pull any stunts as far as coverage or records. My complaint is the rise in costs - our dog is now 11 and we have had them for 6 years and have had reasonable increases (<10%) each year until this year when it was over 25%. It would be incredibly hard to get our dog insured elsewhere at this point and I’m sure they know that- just disappointed this is how they treat their long term customers (and I’m a vet- definitely no professional discount even though I’ve saved them thousands of dollars over the years in reduced fees and diagnostics.)

Insurer: Trupanion

By: KG

December 27, 2025

Satisfied customer

"Pets Best has worked very well for my dog. Until this year he has been very healthy except for a a few months in 2024. This year he developed heart disease that required treatment and medications. Pets Best has reimbursed all claim as I hoped they would. I am very satisfied with their process. I would suggest a claim option for medications in the area where they ask who provided the service. That being said, they always take care of it when I name my vet who wrote the scrip as the provider."

Insurer: Pets Best

Veterinarian: Veterinary Medical Center of Indian River County

By: Henri and Patricia

Useful
Verified December 27, 2025

easy to submit and claim processed…

easy to submit and claim processed quickly

Insurer: MetLife

By: customer

Compare top pet insurance providers plans.