Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 28, 2025

App seemed to improve with how user…

App seemed to improve with how user friendly it was with documentation requests for claims. However the reimbursement times take forever and I had one experience where it took months

Insurer: MetLife

By: customer

Verified December 28, 2025

Easy…

Easy to submit bill and review process was fast.

Insurer: MetLife

By: customer

Verified December 28, 2025

Fast claim processing

Claims for a very sick dog were processed very fast to help alleviate some of the heavy financial burden.

Insurer: MetLife

By: customer

Verified December 28, 2025

I appreciate how quickly I get…

I appreciate how quickly I get reimbursed but I don't like that I always get told I forgot something on my claim even though I make sure I check to make sure I have included everything.

Insurer: MetLife

By: customer

Verified December 28, 2025

MetLife has been excellent.

MetLife has been excellent to work with. Claims are easy to file and the agents are always helpful and cheerful. Thank you.

Insurer: MetLife

By: Sue Grosch

Verified December 28, 2025

Super fast and easy to deal with

Super fast and easy to deal with on my claim. Have had zero issues with them. Highly recommend!

Insurer: Spot

By: Andy

Verified December 28, 2025

Thank so much for being there when…

Thank so much for being there when Charlie was sick! The claim process was quick and easy!

Insurer: Spot

By: Lisa Hanke

Verified December 28, 2025

They offer great coverage

They offer great coverage. Good customer service. My only reason for a 4 star instead of a 5 is because the reimbursement takes more than 3 days and direct deposit can cause issues resulting in check being mailed instead of deposited which takes additional days. Other than that great price my job qualified me for a small discount and like I said the coverage is great I love it.

Insurer: MetLife

By: Ana

Verified December 28, 2025

Everything I hoped and more

Super easy to understand the policy and have been so helpful with responding to claims in a timely manner. Everything is straightforward and the 24/7 vet live chat has been a lifesaver.

Insurer: MetLife

By: customer

Verified December 28, 2025

Easy to submit a claim

Easy to submit a claim. Processing was quick and fair.

Insurer: Fetch

By: Gary Kirsch

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