Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,366 total


December 20, 2024

Quick and easy claims

PetsBest claim process is so quick and easy it's amazing. It used to take a long time to process the claim once you sent it in but now I just sent my latest one in and had my reimbursement back in 5 days! I've been with them since 2019 and they only get better. I love my unlimited with 90%reimbursement for both my Frenchies. Only way to go with my little furbabies!!

Insurer: Pets Best

Veterinarian: Emory Animal Hospital

By: April

Useful
December 20, 2024

First Time Experience

This was my first time ever having to file a claim. After spending all night in the vet ER i was exhausted and overwhelmed after spending a great deal of money. This filing process was very easy and gave a moment of peace knowing that I was able to handle something in this experience so easily. My answer from insurance came back fast and the return came fast. Thank you PetsBest.

Insurer: Pets Best

By: Alex

Useful
December 20, 2024

Pets Best is the best

Given everything we hear about the insurance industry right now I honestly feel like the best experiences I have are consistently with Pets Best. The app, claims process, and reimbursement are all transparent, easy to navigate, and quick to make a clear decision. I recommend your company and its wellness component to every pet owner I know.

Insurer: Pets Best

By: Jeanne

Useful
December 20, 2024

Worst insurance ever

Make sure u sit through and read every single fine print. They make you pay for the insurance up front which is understandable but don't even think about submitting a claim for the first month it will be denied as they claim to have a waiting period before u can even use their services

Insurer: Pets Best

By: Jessica

Useful
December 19, 2024

Post surgery

Highly recommend Heathy Paws to anybody that owns a dog. My dog has undergone 2 surgeries in the past 6 months. The ease of filing a claim helped during this stressful time. Excellent customer service representatives. Reimbursements for my claims appeared in my bank account within days.

Insurer: Healthy Paws

Veterinarian: Sunstone Veterinary Specialists

By: Marge

Useful
December 18, 2024

Strongly recommend Pets Plus US

Pets Plus US is easy to use and they have been wonderful! From silly bad choices my dog made as a puppy (got beat up by a possum but won the battle in the end) needing stitches and pain medication, to more serious challenges like hind end lameness, it's been great to know that I can get the care for her she needs without worrying about the cost of that care. The portal is easy to use, and they typically have gotten back to me fast then the time outlined. I have nothing but very good things to say about my experience with Pets Plus US!

Insurer: Pets Plus Us

By: Betty LYNN

Useful
December 18, 2024

Put your $ in savings instead

I'm paying Pet Partners $1,750 a year for two dogs, for them to reimburse me 15-20% of my dogs' annual preventative exam fees. I would be better served putting $125 a month into savings, and if the dogs don't get sick, keeping the $ set aside for a rainy day in the future in the event they ever do. Instead, 2024 will have passed, I am about $2,200 that I will never get back and I am sick over it. A total of $1,750 in premiums, $650 in pet expenses, and I was reimbursed a total of $190. This is by far the most idiotic way I have ever spent my money, and what's worse is I didn't the reimbursement back prior to open enrollment and so I enrolled for another year. This feels like the ultimate gotcha moment. I actually feel like quitting my job just to get out of the premiums. Isn't that terrible.

Insurer: PetPartners

By: Nichole

Useful
December 17, 2024

Pets Plus Us is AMAZING

Pets Plus Us has been exceptional with support and claims for our dog who has elbow and hip dysplasia. In the 3.5 years that we have had our dog, they have reimbursed us $40,000 as he had 3 full hip replacements, CT scans, foreign body surgeries. Without this insurance I don’t even want to think what we would have done.

Insurer: Pets Plus Us

By: Anita

Useful
December 17, 2024

Claims take so LONG

I'm very frustrated with Met Life Pet Ins. b/c their claims process is NOT 5 to 10 business days as they like to advertise. This is deceiving and simply a lie. I submitted a claim for my dog on 11/26/24 and so far, crickets. I sent an email last week for an update, and still, no reply. I will tell you that my claims have been paid BUT, it's simply a painfully slow waiting game. Are they short-staffed? is this why the claims process takes seemingly forever?? Customer service needs to improve: respond to our emails, have a better chat set up. Your chat box is almost always down! You guys are a multi million dollar company...why the lame chat, the lack of communication, the leaving-us-clients-hanging? It's really a disservice and I'm just plain fed up.

Insurer: MetLife

Veterinarian: VCA A Breed Apart Animal Hospital

By: Henny

Useful
December 17, 2024

Complete Satisfaction

I am thrilled with Pets Best. They adjudicate claims swiftly and correctly. Reimbursement is quick too.

Insurer: Pets Best

Veterinarian: VCA Metzger Animal Hospital

By: Judith

Useful

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