Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,460 total


January 31, 2023

Taking care of pets!

I got pet insurance knowing that I never wanted to make the choice between my dog's health and my finances. Healthy Paws has been so easy to submit claims, quick to send out reimbursements, and coverage was easy to understand. While my monthly premium has gone up (close to double over the almost 6 years of coverage), it has definitely been worth it! Just recently my dog needed TPLO surgery for a torn CCL, which cost nearly $6,000. We were reimbursed at 90% less than 1 week after submitting the claim, with no confusion as to what was covered and no effort beyond submitting the vet's invoice! Even with the monthly premium where it is, it would've taken 8 years to match the cost of that surgery, so it has definitely been worth it! I highly recommend them!

Insurer: Healthy Paws

By: Cory

Useful
January 31, 2023

100% Recommend Lemonade

I have used several pet insurances, but will recommend Lemonade to anyone looking. They have excellent customer service, their claim process is quick and easy, their repayment speed is probably my favorite. I had one situation where my dog spent a few days in the hospital, upwards of $2000, I picked up her notes when I left, sent the claim that day, and had my portion (90%) in my bank account within 48 hours. They paid for what they claimed they pay for, and I have never had a single issue with them. I tell everyone with pets to use Lemonade.

Insurer: Lemonade

By: Micah

Useful
Verified January 31, 2023

I already found out my claim has been processed

I already found out my claim has been processed

Insurer: Trupanion

By: Mary

Useful
Verified January 31, 2023

Just doesn’t seem to cover much.

Just doesn’t seem to cover much. Also, unable to update anything (address, vet, etc) online. called customer service to update and my address and vet are still incorrect!

Insurer: Trupanion

By: Heather

Useful
Verified January 31, 2023

Satisfied Pet Owner

Took a few days to research but all was covered. Thank you!

Insurer: Trupanion

By: Ann

Useful
Verified January 31, 2023

We have had a major emergency and you all have truly made things so much easier for us!

We have had a major emergency and you all have truly made things so much easier for us! We are still in a claim but wow what an amazing company!!! THANK YOU

Insurer: Trupanion

By: Gwendolyn

Useful
Verified January 31, 2023

We wish the deductible wasn't per diagnosis as it doesn't cover as much when there's a 1-time emergency but otherwise pretty satisfied with Trupanion's coverage.

We wish the deductible wasn't per diagnosis, as it doesn't cover as much when there's a 1-time emergency, but otherwise pretty satisfied with Trupanion's coverage.

Insurer: Trupanion

By: Rachael

Useful
Verified January 31, 2023

Easy amd fast claim process

Always so easy to file a claim.

Insurer: Trupanion Canada

By: Sheryl

Useful
Verified January 31, 2023

Because they were very help full

Best coverage and price

Insurer: Trupanion Canada

By: Moussa

Useful
Verified January 31, 2023

You guys are very helpful.

You have been amazing. Having a sick animal is very, very stressful and your rapid acceptance of claims removes a layer of that stress.

Insurer: Trupanion Canada

By: Gwendolyn

Useful

Compare top pet insurance providers plans.