Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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My dog suffered with a perianal…
My dog suffered with a perianal fistula. My vet tried various treatments for a year. When treatments were exhausted, my dog had surgery to remove affected gland and repair fistula. Embrace quickly paid all submitted claims. A year of treatment and surgery were very expensive for me without insurance help. Very satisfied and would recommend to anyone with a pet.
Insurer: Embrace
By: Mary Sullivan
Please don't believe what their page…
Please don't believe what their page says!! I did and now my dog almost died I had to get her to the emergency room due to unexpected bleeding , we didn't know she had a tumor, this was a "pre existing " illness. So the " emergency visit " coverage didn't approve it. An Emergency is UNEXPECTED , things happen, COMPLICATIONS happen. Dont waste your time and money with them.
Insurer: Fetch
By: KJ HV
Filed a claim for my dog having a small…
Filed a claim for my dog having a small mass removed from under her eyelid. The claim was handled without any issues and was completed in less than a week.
Insurer: Spot
By: David Pilossoph
What I like about spot is you can…
What I like about spot is you can submit your claim through their app and they respond within a few days. Their timely and the insurance is an excellent insurance because it gives back to you what they said they would.
Insurer: Spot
By: Thomas Nemmers
Great service
Thank you so much. While we were on vacation Grizzly our English Bulldog started having breathing issues. Grizzly was admitted and stayed overnight at the vet in the oxygen tank. When I submitted the bill I had an email within minutes. I was expecting to be asked for more information. I was pleasantly surprised to see my claim was approved. Pumpkin had been great
Insurer: Pumpkin
By: Warren
Simple and intuitive claim process
very simple and intuitive claim process, prompt response to claims submitted and a clear description of the EOB. Have been with Embrace for over 4 years and have never had a need to appeal a claim or even call them with an issue. Claim handling is pretty seamless.
Insurer: Embrace
By: Sishir Kumar Naguluri
Quick processing of the claim
Quick processing of the claim, However, it would of been nice if you paid for the Bordella vaccine.
Insurer: Spot
By: Debbi
Easy to use and good customer service
Easy to use and good customer service
Insurer: Embrace
By: Jovany Gaytan
Reimbursed for Dog's ACL surgery with no issues
Making a claim is super easy, and they reimbursed me for my dog's ACL (ccl) surgery with no hassle. Thank you!
Insurer: Spot
By: Dagny Brickson
Excellent service
The ease of filing claims and the timeliness of payment are always "spot on" lol. I've filed for major surgeries as well as other smaller issues
Insurer: Spot
By: Doug