Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


Verified March 25, 2023

Easy But Slow!

Easy to upload the claim, but took a long time to process considering this was repeat of previous claims for medication refills.

Insurer: Trupanion

By: Cheryl

Useful
Verified March 25, 2023

Glad we had Trupanion!

First time using Trupanion claim service went smoothly. We were reimbursed all invoices less the 10% coinsurance.

Insurer: Trupanion

By: Marylue

Useful
Verified March 25, 2023

Satisfied

No yearly cap Good all around coverage

Insurer: Trupanion

By: Margaret

Useful
Verified March 25, 2023

Quit Trupanion, Set Aside RainyDay Funds

Very little gets covered by the insurance. It would be much cheaper to just set aside the amount that I pay Trupanion so I can have my own rainy day funds. This experience is definitely making me rethink this service and would not recommend.

Insurer: Trupanion

By: Edgar

Useful
Verified March 25, 2023

A real comparison

We have both Trupanion and Embrace insurance. Trupanion has paid four claims in 2 months within a day of filing. Embrace pets has been reviewing our claims for weeks with no contact at all. I wanted to see what the difference was between the two. Now I know

Insurer: Trupanion

By: Cathy

Useful
March 24, 2023

Trupanion - amazing support

I have to thank Trupanion for their incredible support over the years with our toy poodles. Our beloved Hattie just had emergency gall bladder removal surgery, which was nerve wracking and uncertain and expensive (!). Knowing Trupanion was there for us helped alleviate the anxiety of our dear pet going into surgery. Their expedited process also means we are getting reimbursed literally within a week of thaw surgery. Thank you thank you, Trupanion!

Insurer: Trupanion

By: Joe

Useful
Verified March 24, 2023

Recommend Trupanion

Trupanion makes the claim process wonderfully easy through their app. They pay directly to many veterinary providers and their owner reimbursement is remarkably quick. They offer many different coverage plans which their rep explained very well when I purchased insurance to cover my German Shepherd.

Insurer: Trupanion

By: Chris

Useful
Verified March 24, 2023

Great coverage and price

I just enrolled, great coverage and the price is good.

Insurer: Furkin

By: Sam

Useful
March 23, 2023

Highly recommend them

Claims service is wonderful. Claims are paid promptly and fairly. I wish my health insurance was as good as my dogs!

Insurer: Healthy Paws

By: Robert

Useful
March 23, 2023

Very pleased

I filed 2 claims with Embrace so far, one for Daisy’s bladder stone surgery and one for Duke’s ACL tear repair. Both claims were approved within 3-4 weeks. I called the company once with a question and a live person answered and resolved my issue. I’m very pleased and thankful i have my dogs insured. Duke’s surgery alone was over $7000!

Insurer: Embrace

By: Cindy

Useful

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