Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


Verified April 20, 2023

Because claims are processed quickly and customer service is excellent

Because claims are processed quickly and customer service is excellent

Insurer: Trupanion Canada

By: Nardia

Useful
Verified April 20, 2023

Simply, the best.

Fantastic, extremely quick and exactly what we expected.

Insurer: Trupanion Canada

By: John

Useful
Verified April 20, 2023

Great Service & Will recommend!!

Melissa was so kind on the phone and made the whole process so easy. I am so happy we have coverage for our puppy Riley!

Insurer: Trupanion

By: Jessica

Useful
Verified April 20, 2023

Valerie was v attentive answered all my questions and provided all the information I needed to proceed with my claim.

Valerie was v attentive, answered all my questions and provided all the information I needed to proceed with my claim. She was a very empathetic kind professional. Thank you Valerie and Trupanion!

Insurer: Trupanion

By: Pauline

Useful
Verified April 19, 2023

Trupanion coverage = scam

Have been paying Trupanion for 2+ years for our puppy, who had a tumor removed recently. The company does its best to avoid paying out for legitimate claims by: a) separating multiple claims for the same injury/illness given coverage is based on "condition" (you need to watch this closely and complain), b) co-insurance 10% cost to you is NOT counted towards deductible, c) not covering vet visit related to the injury/illness (only procedure and meds), and d) broadly not covering routine check-ups and routine procedures (neuter/spay - which is expensive). Additionally, claims process takes a week or more, clearly in hopes that you aren't paying attention to their scam. Save your money and find a real insurance provider that bases coverage on total $$ annual expenses.

Insurer: Trupanion

By: Ted

Useful
April 19, 2023

So glad we had pet insurance

We have 2 little furbabies. They were always so healthy. I never filed a claim, even considered terminating our policy. Why pay that and never use it? Then one developed lymphoma. I phoned for advice about filing. I had never used it. Customer Service was great. They explained everything. Claims were so easy. There were even multiple ways to file so you could pick what was easiest. My only complaint was the mobile app. Sometimes it just wouldn’t let me log in, and the structure of the app was a little confusing. There were days I just wondered what was going on and the app was no help. But overall, I highly recommend MetLife for your pet insurance needs.

Insurer: MetLife

By: Sharon

Useful
Verified April 19, 2023

Prompt response to claims and great customer service

This is the second dog we have had covered in a Trupanion plan. Our 1st dog never had a claim until she was 13 years old. I didn't even know the process and if they would cover her surgery at a specialty hospital. I was pleasantly surprised with the coverage and the kindness of the customer service rep. We adopted a young rescue dog in the fall last year and put her on the plan. The offerings are even more comprehensive and in keeping with the times. So we added a rider that would cover alternative treatments. I didn't think we would be actually using the coverage for many years, but our playful 2 year old developed an issue with her eye. It is taking more time than we expected but the response to the claim submission is astounding. A recent claim was submitted by the vet office yesterday evening and I received a response by the time I woke up this morning with the outcome. Thank you for the peace of mind.

Insurer: Trupanion Canada

By: Michelle

Useful
Verified April 19, 2023

Quick response; fair amount

Quick response; fair amount

Insurer: Trupanion Canada

By: Ralph

Useful
Verified April 19, 2023

Kris

2 years ago I had to use my policy when my other dog was injured. Turn around on claims took about 24 hours. Now it is days and weeks for claims to be processed. This is very horrific as most vets are not online for direct pay with Trupanion. I can't afford to continue certain treatments not knowing for weeks if a claim will be reimbursed, or having to wait weeks for reimbursement. For 10 years, I have recommended Trupanion for everyone I know with a pet, but this go around has been taxing as it comes while my sweet pup is dying. I got insurance to not have these financial worries when my pups are sick or injured. It is absolutely devastating. Please hire enough staff to rapidly turn around claims again.

Insurer: Trupanion

By: Kris

Useful
Verified April 19, 2023

Mi experiencia ha sido buenísima en la misma semana q asegure a mi mascotas tuvo un accidente la compañía Trupanion ha correspondido excelentemente con los reembolsos gracias q existe esta compañía

Mi experiencia ha sido buenísima en la misma semana q asegure a mi mascotas , tuvo un accidente , la compañía Trupanion ha correspondido excelentemente , con los reembolsos , gracias q existe esta compañía

Insurer: Trupanion

By: Mirta

Useful

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