ASPCA insurance provides me with peace of mind in the event that my dog needs serious medical attention. My plan provides coverage for basic sickness and/or injury (above and beyond the modest deductible) and the reimbursement process is fast and easy. I will always have insurance for my pets and because of the great work that ASPCA does across the board for the welfare of animals, I will always use them. The only downside is the pre-existing condition clause. I hope I never have to worry about it but if for some reason my dog needed treatment over an extended period of time, I worry that the financial burden could be significant. If there was at least a way to ease that burden on the front end for being a loyal customer, that would be great. But other than that, I couldn't be happier or more confident in an insurance plan for my little Buddy (that's his name).