I have a Yorkie and purchased Pet Embrace for her almost as soon as she came to live with us. When she was a puppy and I a new pet parent we had several incidents where she was into things that would make her sick. She picked up a leaf from a plant to have us chase her not knowing it would make her very sick. We rushed her to our vet and had her feeling better in no time and Pet Embrace was there for us. Another time she was very ill vomiting and had an emergency trip to vet on a sunday and Pet Embrace took care of our claim promptly. This is a great company and I really wish my insurance company for me was this good.