My cockapoo, luci, is 6 years old. I have had VPI from day one. Luci is allergic to almost everything and to date the cost in vet bills and surgeries has totaled $22,000. She is such a loving pet despite all her discomforts. VPI has been with me all the way and has paid so much of the fees. I couldn't survive without them at our side. The claims are simple to file and they always give you a status of the claims and pay quickly. I actually feel guilty having to send so many claims; however they are a life saver for sure. Luci appreciates all vPI has done for her. Thank you vPI.