I have 2 rescue cats, who are now 4 & 5 years old. I had researched several pet insurance companies when they were kittens but could never make a decision because of all the confusing contractual jargon of what "might" be covered and more of what would not. This is the first company that clearly defines their policy. I called and spoke directly to the Claims Manager who patiently and willingly answered all my questions. I made my decision and purchased policies for both of my babies and so thankful I did. My little boy became surprisingly ill very shortly after. Since Healthy Paws had previously reviewed his records, his claims were processed quickly and with no hassle whatsoever. Even before his sickness, I had referred the Healthy Paws web links to friends, family, and co-workers with my recommendations. I will now be telling everyone I come in contact with who have furry family members, to look into and buy this protection for the peace of mind they deserve!