I have had all the major plans in the past. Petplan has superceeded my expectations on every level. Over the years I have never really needed to use the coverage I have until I adopted Sadie,a German Shepherd who is allergic to everything. Petplan makes it easy to worry about Sadie and not the bills. This is especially important when you take into consideration all the testing, medication and shots she has everymonth. Wonderful company. I highly reccomend to everyone.