I’ve not had health insurance for my dogs before. After a very expensive surgery for my first lab, I decided to get health insurance for my second rescued lab. I used petinsurancereview.com and chose Healthy Paws based on reviews. Wow what a great company Healthy Paws is! Recently my lab apparently was nauseated and ingested many leaves and a rope ball toy (gallon-size ziploc bag full!) and needed surgery to remove this stuff from her stomach. The bill was $4000 and Healthy Paws paid all the charges (no haggling or reductions) at exactly what my plan specified and within a week! They also keep checking in with me to see how she is doing. It's so refreshing to have such prompt, caring and personal service from an insurance company. My lab has better health care coverage with Healthy Paws, and at a reasonable monthly rate, than I do (I’m self-employed), can I sign up? I will never have another dog without having Healthy Paws insurance. Thank you so much Healthy Paws, you are the best!!