We have had trupanion for about 1 year now. Until now we have been happy. I have previously given this company great reviews.
I pay $38/month $0 deductable with hip displaysia coverage.
I signed up when my dog was approx 3 months old.
The companies claim at the time was your insurance premium wouldn't increase with age or claims only with increases in veterinary services. Sounds reasonable and the company claims to pride itself in simple language.
Today I recieve in my inbox that their rates are going up. Not just going up, but going up by 3X. My same coverage will now cost $93.85. Their reasoning increases in medical expenses. What a crock of poo. I see the bills they haven't increased 3X in my area.
Your left with changing your deductable to $1000 to get anywhere near your previous rate. Lets not forget the $1k deductable is per illness or injury not per calender year. If you haven't seen the rate increase yet expect it to come within the next year. they seem to be phasing this rate change in.
I'll be cancelling my policy when the rate change occurs.