I have had ASPCA pet health insurance for several years now.I started it for my two dogs on e of which has passed away from kidney disease. ASPCA INS. was very helpfull in paying a great part of the neumerous and expensive treatments Sophie my Beagle went through. Even though we lost her in the end she had a better life with the care ASPCA helped pay for.Holly my surviving Bassett Hound is getting up there in years and needs more Vet. care as she ages. Having Pet health insurance has been a great benefit toward keeping her healthy without breaking the bank.