I purchased Embrace Insurance for my Doberman, Sadie, as her sixth birthday present. (What else can you get the "girl" who has everything!) She will be ten in August. I have submitted claims every year and always receive a refund that is larger than I expect. Immediately after submitting a claim, a representative is always in touch, which I really appreciate. I now have a second dog and intend to get him a policy, as well. Great Company!!