Trupanion is the best company that I have ever dealt with. It's easier if I just list why:- They cover congenital issues in addition to accidents etc (I don't think the others do.)
-They are incredibly fast and easy to deal with.
- They pay 90% (I just paid a vet $1,800. and within a week got a check from Trupanion for $1,620.)
- They communicate directly with the vet and copy me on all emails to keep me in the loop.
- I just got an email from them telling me that my premium will be going DOWN this year (and this is after the claim above)
As I said, the best company of any kind that I have ever dealt with!