No, I would not ever reccomend VPI to anyone

2
Out of 10

I have a 9 year old female German Shepherd that was diagnosed with a rare infection called Leptosporosis. This infection is very difficult to diagnose and if not caught early, can destroy the kidneys which can be fatal. My vet luckily was able to understand her symptoms, had her tested and was correct with her diagnosis. We had additional blood work done and her kidney values had spiked into dangerous levels and I had to admit her to ER for fluid replacement and heavy antibiotics. When all was said and done, my bill was over $2600 and is continiuing due to a special diet and regular blood work until we see if her kidneys are healing or not. I had submitted my claim to VPI and found out that they only pay $165 for testing and a total of $385 for treatment! VPI paid me a total of $520 for a $2600 claim! I was told that this was a national 'average' cost for this treatment, yet my Vet and several other Vets have told me that even though this is a rare disease, 90% of ALL dogs need this aggressive type of treatment to survive. VPI said I can dispute this payment, however in no way will they pay additional amounts and I will have to take this to the State Insurance board to fight even further. I have also contacted a few vets outside of my state, as well as a couple other insurance companies, the other vets concur with mine, and the other insurance company's would have paid at least 80% of this claim. I understand that they have this listed under 'infectious' diseases, but u

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Injury/illness

Renal (kidney)

Leptosporosis
Claim Amount
Over $1000
Breed

German Shepherd

Age of Pet
Over 8 years

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Posted: 04/14/2011
By:  

Didn't you get the benefit schedule for the plan you purchased? VPI does not hide anything, you get it in black and white