I have had VPI Insurance for all of my dogs. I had a black lab,who was diagnosed with cancer when he was 5 years old. Because I had the insurance and because he was otherwise healthy, I chose to treat him. If we had not treated him, the vet told us he would be dead within several months. With the treatment, we had another 2 years with our beloved pet and he really did not show signs of the cancer until the very end. The cost? Almost $10,000 for the chemo. VPI reimbursed us almost $7,000 out of this. Naturally, we enrolled our new pet as soon as we got one. Thank you VPI for being there when we need you!