I adopted Scout 2+ years ago from my local SPCA. She is an adorable beagle mix who has nothing but love to give. I knew I wanted pet insurance as I had payed thousands on an illness my previous dog had w/o insurance. When I researched various insurance options I saw that ASPCA was the best bet. Since, I have had to use the insurance, once for a dog bite on Scout and a couple of times for an eye infection. All I can say is if you do not have pet insurance, get it. The claim forms are easy to fill out, send in and in no time you will be reimbursed. Do it for your pet, peace of mind and for all the animals in the ASPCA, without them what would they do.