With 4 kitties (one senior and 3 VERY active kittens) I knew it was finally time to get pet insurance. When my senior cat, Rosie, was only a few months old she swallowed knotted twine. I rushed her to the emergency clinic where they performed surgery, saved her life and promptly charged me $2,600. So now i have insurance and have already used it twice when my 2 curious Maine Coon kittens required medical attention. I hope to never need it again, but it is wonderful to know that my ASPCA coverage will be there when if and when I need it.