Our three year old mini-labradoodle, Millie, was hit by my father's car at 30mph. We rushed her to the hospital, where she was put on life support, even though they said she was unlikely to live. She had multiple lung contusions, a ruptured bladder, brain swelling and a broken tail. Three days later she came off of life support and went into surgery to repair her bladder. Four days after that, she came home and will likely make a full recovery. Pet Plan lived up to their policy and covered the bill for vet care, which was nearly $7,000. I bought the insurance so that I would never be forced to base a decision related to Millie's life based on finances. Fortunately (and unfortunately for Millie) it paid off. Better yet, the claim was paid in five days and my premium remains the same. Thank you Pet Plan. I did my research when I chose you (I picked Pet Plan because I heard great things and because all of the other insurance companies had limitations and bad review) and it truly paid off. I've had three friends sign up in the last week, after I showed them my reimbursement check.