When we got Chogan (a bearded collie / lab mix) from the Delta animal shelter at 3 months, he came with a Petsecure free trial policy. Within a few days of adopting him, Chogan became very sick & was diagnosed with an intussusception requiring an operation that ended up costing almost $2000. The Petsecure trial covered the first $500 however within 2 days of the first operation, Chogan had a relapse & required surgery again. When Petsecure heard from our vet that he would require the 2nd operation (another $1200), they called us & told us that if we converted our trial policy to a full policy they would cover the cost of this surgery. We thought this was pretty amazing because the trial only provides one-off cover for $500 - so Petsecure were under no obligation to do anything more. Since then (about 9 months ago) Chogan has required another $400 visit to the vet for illn2ess & again, it has been covered by Petsecure. We are absolutely ecstatic with the cover we have received & highly recommend Petsecure to anybody looking for pet insurance.