I purchased pet insurance a year ago as an after thought. I had my dog for almost 6 months at that point and other than a bite wound from another dog she was in perfect health. Working at an animal hospital I was familiar with pet insurance and its positives and negatives. I did my research and and decided on PetPlan. This summer I noticed my usually active 2 year old dog had a severe limp on her rear left leg. After some preliminary tests and a round of Xrays I discovered she had torn her cruciate ligament. The total cost to diagnose and correct the tear was well over two thousand dollars. Because I had PetPlan I was able to confidently go forward with her surgery without hesitation over cost. We are 3 weeks post-op and my girl is doing great! I cannot thank the wonderful people are PetPlan for being there every step of the way.