Embrace has been a great pet insurance so far! I have a 9 month old Goldendoodle who tends to eat anything on the floor and had to get a full set of x-rays a month ago. He ended up only having a stomach bug, but after my deductible, Embrace covered the whole thing (with his medications-- I highly recommend getting the drug/dental extension). I am very happy with my decision to sign up with Embrace. I'm a medical student and can be found on Facebook, so you can be sure that I don't work for Embrace.