I have 2 dogs, one only eats her food, the other eats anything that will fit in her mouth. The first time she needed surgery to clean out her digestive track, we had no Insurance and it cost us 1200.00, after that I was not taking any chances and did some research and found Pets Best and signed them both up. Well she messed up her stomach again, but this time she did not need surgery, but her vet bill was 822.00 and I was more than happy to pay 144.40 and not the total bill. I will never have any of my animals uninsured again. Pets best turn around time is great and now that you can do it on line makes your check arrive even faster. I have recommended Pets Best to many of my friends, this ins. is affordable and pays for itself if you have one sickness or accident, I looked at many different policies and Pets Best gave you more bang for your buck.