It works!!!

Out of 10

They always pay!!! Most pet owners get insurance after their pets have been sick or injured believing that next time they will be covered. NOOOTTTTT.
My dog was hit by a car and I spent $2K on vet bills. I got insurance and a few months later his hip was showing problems. Cirgury and therapy were over $3K and VPI would not cover because it was "pre-existing".

My sister's puppy swalloed a rock and it cost almost $2K to remove it. She got a check on the mail in less than a week for 90% of the cost. Lesson learned. I'm getting Trupanion for my next puppy.

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Posted: 08/25/2008

"They always pay!!!", No insurance company always pays.

Posted: 02/15/2010

The dog was hit by a car. Later you got insurance and expected them to cover a problem arising from an injury that happened from before you started the policy? That's a textbook example of a preexisting condition.