My first year with VPI coverage for my two cats is already a success. Help with the yearly wellness visits has been what I hoped for, but that isn't why I decided to find coverage for my pets. I have friends who have made life or death decisions about their pet based 100% on money. My heart breaks for them. Tough decisions have to be made and I just want my decision to be as much about quality of life as possible. I'm not rich and know money could become an issue, but maybe, with health insurance, I will find the comfort in knowing I made the humane decision based on love first and finances second. I feel a certain piece of mind about the decisions that are probably waiting for me in years to come. The VPI staff has been so kind, courteous and helpful. My reimbursements have been fast and accurate. The coverage was a good decision.