VPI is the WORST

I had VPI for 18 months before I needed to file a claim. When I did, the process was simple, however the benefits were horrible. I was only reimbursed according to their benefits schedule, which was basically giving me back all the premiums I'd already paid. They would not even consider reimbursing me more for actual costs. Needless to say, I cancelled my policy immediately. VPI is definitely NOT worth the money!