When I got my puppy, he came with a 1 month trial of Trupanion insurance. After the month was up I was hesitant (was unsure of the benefits of having insurance) to sign up, but at my Vet's recommendation I did anyway. About 4 weeks later my puppy decided to swallow a plastic toy. Trupanion truly saved me huge costs! They paid over $2,000.00 of my vet bill. On top of that I did not have to worry about submitting any forms or waiting for payment as my vet was able to direct bill them! I am so thankful for their amazing service and benefits.