I feel we've wasted our money over the past 8 months with PetHealth Insurance. Our claims for 1 dog and 2 cats were over $700 in 4 month time and only received $89 back. One of our cats developed kidney problem and has to be on prescription cat food. They only cover 25% for 6mos...DUH, our cat has to eat this special food for life, not just 6mos. We plan to cancel today and put that monthly payment in separate acct and use it when needed. I recommend everyone does the same!