One of our Weimaraners had a twisted stomach (which is common in large barrel-chested dogs),and was in SO much pain---we were very scared, and took him to the Emergency Clinic in Greensboro, NC, where they did emergency surgery on him to correct the situation. Our claim was very high, and we didn't know what kind of reimbursement we would receive. To our surprise the claim was paid at approx. 75%!!! We were very happy with the result, and will keep recommending VPI to our friends.