I have 2 bernese mountain dogs. I feed them the best food out there. I walk and run them daily. I couldn't however prevent their recent injuries. Sierra my 3 year old tore her cruciate left leg and Berkely my now one year old hurt her left front shoulder muscle running and playing with other dogs at a dog park. My vet and the surgeon were great. The claims were sumitted quickly and my approval from Vetinsurance came quickly too. Cheque was very quick to follow. Great job everyone!