I've had my male Siberian Husky insured by Embrace for over 5 years. I've only recently had to make claims in the past two years - quite a few. They are always helpful and supportive and go above and beyond to settle any questions. The policy is easy to understand and if you're not sure, they are just a phone call away. The claims get settled very quickly as well with direct deposit into my bank account within 10 or so days. I highly recommend them to my friends and clients (I'm a professional dog trainer and behavior consultant).