Since we got a pure bred Labrador, we paid a pretty penny for her. We definitely knew we wanted to cover in case there was ever a problem. When we signed up for pet insurance, we honestly thought we'd never have to use it for an emergency. 9 months into her life, she got into a corn pile and ate until she couldn't eat anymore, and we had to rush her to the emergency vet and pump her stomach! Luckily, we didn't have to make the choice of "spend x dollars or euthanize her ?!?". Pet parents take on that responsibility when they sign up for the role, but still! Besides our deductible, that whole experience was covered and we are so grateful!