I have had my Australian Shepherd, Sheena, for 12 years and have VPI insurance since I brought her home. It had been practical on several occasions a few years ago. Sheena has seizures and hypothyroidism and reimbursement helped reduce the cost of treatment. I only wish the rate of reimbursement was a little higher. Some charges are not even covered. I also have the immunization and cancer policy riders. I have recently thought of canceling due to the decreased ratio between claim and reimbursement for some treatments, but I hesitate due to her age and possibility of future problems.
Age of Pet