We decided to get VPI Superior Care level insurance for the new Portuguese Water Dog puppy we got in January 2009. We have incurred over $2050 in vet bills since then and VPI has only paid out $589, less than 28% of our costs. They have set the maximum coverage amounts so low for most illnesses that it will barely cover the first vet visit. Our puppy has had recurring urinary tract infections and we have been to the vet for testing and medications at least 10 times for this problem but their max is less than $300. Do not waste your money on the Superior Plan that covers spaying, they will only pay $100 for this surgery while our vet charged $240.
Age of Pet