I've had Embrace for both my dogs for a few years now, and have always had an easy time with claims. Now one of my dogs has Cushing's Disease, which requires a lot of testing and treatment. I'm astounded at the incredibly fast turnaround of claims, the easy access of agents, and the kindness and thoughtfulness of everyone I've dealt with at Embrace. It's wonderful to know that I can afford to get treatment for my precious pet thanks to insurance. I'm recommending Embrace to all my pet-owning friends.