I love my Vetinsurance!

10
Out of 10

When I bought Bobb-Luu as a puppy, I was advised to get insurance from other Dog owners. I had a really hard time thinking about adding another monthly payment to my already strained budget, but I did it. I am very sceptical of something that sounds to good to be true.. BUT: I have had to make 2 claims for my Bobbi-Luu and have had no delays, no problems and pleasant conversations with Vetinsurance representatives when inquiring about the policy or reimbursement. ALSO: as an added bonus to my coverage, I recently moved into a home I am renting. The landlord was hesitant to rent to a Dog owner and was negotiating a PET DEPOSIT with me. I disclosed my Vetinsurance "third party" liabilty coverage within my policy. Immediatly my Landlord accepted my letter that Vetinsurance had provided and instantly viewed me as a responsible Pet Owner. He accepted my letter and waived my increased Damage Deposit amount. When it comes to Bobbi-Luu, I have such peace of mind! If you are thinking about Insurance for your Pet, Vetinsurance is the one you should pick!

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Posted: 09/10/2008
By:  

I get this insurance as part of my homeowner policy/rental agreements. What I want to know if they are going to raise my rates every year.

Posted: 10/02/2008
By:  

ive had VI since 2002, rates were increased due to inflation in 2003, 2005, 2007, and now (late 2008).. every couple years you can expect a premium increase, they'll let you know this if you call them - but unfortunately will not be able to predict by how much it will increase.

Posted: 09/11/2009
By:  

Trupanion/Vetinsurance will not raise your rates every year. Premiums/rates are determined by the local costs of veterinary medicine, the breed of your pet, and its age at the time of enrollment. Your premiums won’t increase nor will your coverage be restricted due to your pet aging or if you file multiple claims. Your rates will change periodically only as inflation affects the cost of veterinary care. Inflation in veterinary care is a factor that affects all pet insurance companies. It is difficult to predict how fast veterinary care will increase, but with the Trupanion/Vetinsurance premium structure, each pet is assured to receive an equally high value.