We have had VPI insurance for 6 years now on our dog. We wanted to have it in case of an emergency like a broken leg, but two years after opening the policy our dog came down with a form of cancer called Mast Cell Tumors. His on-going treatment with chemotherapy is expensive. Without the generous coverage and prompt reibursements we could not have afforded to keep him alive all these years. VPI has been great in sticking with us through his illness. It is one of the best investments we have made.