I have had VPI for the last 10 + years for my 2 bichons and for the most part have been very happy with them. I did buy the best plan available which would cover routine well visits as well as major medical for the more serious problems. When my girls were younger I broke even with the cost of the policy for the year. However, now that they are almost 12 and have both had a number of costly illnesses having the insurance is a huge help. I would have had them treated no matter what but getting a chunk of money back has been great. They are extremely prompt at processing claims and do not string you along! One of my girls was recently diagnosed with a very serious illness. My vet feels she can live a good life for a few more years with the medications and diet she is now on. Yes, this has been tremendously costly but VPI has made a significant difference. Having said that, I do feel that VPI needs to adjust their payment schedules to be more current with the fees that vets are charging in 2010!
Age of Pet