My last Golden was misdiagnosed with discospondylitis and it turned out to be cancer on her spine. Thankfully, I had the cancer endorsement and I was reimbursed for about 80% of the MRI cost ($1500) and may of the other costs over her lifetime were partially covered (heart condiition/thyroid). Despite having lost our beloved Golden, VPI was wonderful to us. I am glad we have it for our new Golden as well. I have never been disappointed after having the insurance over 14 years. We will never be without it. Thank you.