My 7 months old puppy recently got a eye conjunctivitis, which cost me $154.99. A month ago, I got Petplan for him since I know if he ever needed any surgery or medication, I don't have to worry about being in debt with his medical bills. I got the bronze plan, with 0% coinsurance and $50 deductible. I got my money back in two weeks. They were efficient and on time. I could definitely recommend this insurance plan.