I actually had them for one year. The pay-out of premium for one pet was over $300. I now have a discount program for my pet, which actually works to my advantage, as I receive 25% off right at the vets office with no paperwork to fill out and no waiting period for an insurance company to decide to pay. Oh and by the way, the premium is $99 a year for one dog. I have to go to a participating vet, but there are plenty to choose from. Such a savings!! There are alternatives out there. Search the internet and SAVE!
Age of Pet