We bought the insurance and were disappointed from the first time we needed to use it. We needed to have surgery on our dog and were told that it wasn't covered. With the exception of her annual shots and a trip to the emergency room for a stomach ailment, everything else was "not covered" - eye surgery, vomiting, deydration. You would be better off saving your money and paying it to the vet rather than paying the insurance company and never seeing your cash again.
Age of Pet