I took out my Healthy Paws policy on my adopted poodle in 2017. My wife at the time thought pet insurance was too expensive and cumbersome, but I kept Fast forward to 2020 our 5 yr old poodle Charlie had a traumatic incident where after four visits to the vet then he was diagnosed with Addison’s disease. He required two days of IVs and shots. Addison disease is fatal if not treated. But manageable if treated. Having the policy during the pandemic was a lifesaver. My wife is a believer. Healthy Paws app made claim submission easy and we were able to follow the process. I would highly recommend Healthy Paws.