I have had the greatest experience with Healthy Paws pet insurance. Recently, my little 4 year old chocolate lab was battling a bladder stone and urinary tract infection which required medicine, an X-ray and a sample sent to a lab (as well as a retest later). This was my first time needing to submit a claim to them, and I knew right away I had chosen the best insurance. After submitting the first claim and having such a fast response, I knew I was in good hands. Once I passed my deductible, my reimbursements came within a day or two. I am so glad that Healthy Paws covered xrays, medicine and samples being sent out for analysis were covered—And I rest assured knowing I was able to give the best care for my dog with Healthy Paws help. I would recommend Healthy Paws to anyone, 110%.